The "Hi Mum, I'm So Hot" Text That's Draining Parents' Bank Accounts This Summer It starts with two words. It can end with your bank account empty. If you've gotten a text this summer that starts with "Hi Mum" or "Hi Dad" and mentions being overheated, stressed, or stuck with a broken phone in the heat, I need you to stop and read this before you do anything else. Scammers have found a new hook, and they're using this summer's heatwave to make one of the oldest tricks in the