The phone rings. Someone on the other end says they are calling from a collections agency about an outstanding debt. They already know your name. They may even know your address. They ask you to simply "verify" a few pieces of information to confirm your identity before they can proceed. It sounds routine. It sounds official. But it is one of the most sophisticated identity theft scams targeting adults 55 and older right now — and what they are really after is far more danger

Your phone rings. The caller says they are from the Canada Revenue Agency, or the IRS if you are in the United States. They tell you that you owe back taxes and that if you do not pay immediately, you will be arrested. They sound official. They sound urgent. They sound terrifying. And it is completely, 100% fake. Here is everything you need to know. What This Scam Looks Like The CRA and IRS imposter scam is one of the most reported and most financially damaging scams targetin